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Checking Account Options
We have developed a wide variety of personal checking accounts designed to fit almost any situation. Whether you are a student on the go, a working professional with a family, or a retiree living on a fixed income, we have the solution for your banking needs.
E-Checking is our electronic banking account with:
- No minimum balance requirement
- No monthly service charge
- Unlimited electronic transactions and debit card use; perfect for students
- Per item fees for paper transactions will apply
Value Checking is designed for customers who have a need for a low cost low activity checking account featuring:
- Low $100 minimum opening deposit
- $3.00 monthly service charge waived with low minimum/average balance requirements
- Limited transactions at no charge
Regular Checking is our standard checking account with features like:
- Low $100 minimum opening deposit
- Unlimited check writing and more
Value 50 Checking is available for our customers 50 years of age and more who have at least one direct deposit. It comes with great benefits such as:
- No minimum balance requirement
- No monthly service charge
- Free money orders, cashier’s checks, travel cards and more
- Free 1st order of checks
Interest Checking is our standard interest bearing checking account. Earn competitive rates on balances of $1000 or more and enjoy features like:
- Low $100 minimum opening deposit
- $1000 minimum daily balance, or combine your checking, savings, and money market balances to waive monthly service charges
- Higher balances equal greater earning potential with our tiered rates
Community Plus Checking is our premium interest bearing relationship product designed to reward your loyalty. Features include:
- Earn competitive tiered interest rates on balances greater than $1000
- Free first order of checks
- Combine the balances of your checking, savings, and money market accounts to waive monthly service charges
- Free money orders, cashier’s checks, travel cards, and more
All of our Personal Checking accounts feature free online banking with bill pay
For complete product details, charges, rates, and requirements, call a community banker at (830) 792-1950.




